Amex, Chase, Citi and Capital One have all cut a major transfer partner in the past two years — sometimes with no warning at all. MileProtection pays you automatically the moment your bank drops a partner you're covered for. No claims. No calls.
Loyalty currencies can fail you in two different ways. We built a separate, purpose-priced product for each.
No balance to track, no claim to file for your standard payout. One program, one partner, one clear trigger.
Tell us your issuer (Amex, Chase, Citi, Capital One, Bilt or Wells Fargo) and the one transfer partner you most rely on. That single link is what's covered.
Our system watches for suspension notices and confirmed discontinuations — signals that gave weeks of warning before several major 2025 cuts, though not always.
If your link is confirmed discontinued, you choose: an instant flat cash payout, or a larger travel voucher toward your next redemption. Either way, no claims process required.
Every tier covers one program-partner link of your choice. Take your payout as a cash amount, or as a larger travel credit toward your next redemption.
Three structural rules — priced from the same 657 program-year history above — that protect the pool for everyone.
From 1991 to 2003, AwardGuard protected 80,000 frequent flyer members against exactly this kind of loss — until its reinsurance broker's sudden death, not lack of demand, ended the program. We built the successor.
Takes two minutes. Tell us which program and partner matters most to you.
Check my coverage →